We will finance your business for any of your needs
from 1 000 $ - 100 000 $

Get funding

We will finance your business
using your acquiring turnover

Get funding

With interest starting from 15%

Get funding

Fast approval of a loan
within 72 hours

Get funding

Approval rate of 99%.
With minimal paperwork of only 2 documents.

Get funding

Refinancing once 65% of
current loan is paid off

Get funding

Quick consultation with the Manager right now

Call back

About us

Fresh Capital is a young, dynamic company in the financial industry. We are the first in Russia to launch an innovative FINTECH product under its own name POS FACTOR. Our product is aimed at supporting small and medium-sized businesses.

In any country of the world, the support of small and medium-sized businesses is one of the priorities that is set both for the country's banking sector and for other financial institutions existing in the financial market.

Clearly understanding how the modern financial market works, and in which direction it is moving, we set ourselves the task of developing an innovative financial product, which, first of all, must comply with modern financial and technological trends, and most importantly, be necessary for business.

When creating a product, we were guided by the following principles:

Innovative - any start-up financial company is facing enormous competition, the only way to win- is to do something that no one else has on the market.

Simple - the product should have a clear understanding to the business, even in the most remote part of the country. We are against the hidden clauses in the contracts and fine print. Our product is an innovative form of factoring, first launched in the country by our company.

Lightning fast - in 95% of cases a small or medium-sized business needs money “yesterday”, so our product allows you to receive money in 72 hours.

Transparency - a business must clearly understand what, to whom and when it pays - all our payments are electronic. In the near future, our company will switch to the use of blockchain technology.

Secure - today all payments are processed by the acquiring bank, and the transactions themselves are protected according to the rules of payment systems. The introduction of blockchain technology will increase transparency and security manyfold over.

Obtainable - our product is designed in such a way that even those enterprises that the bank has previously refused to lend can use it.

Show more

Watch
a video about Pos Factor

Pos Factor is an innovative product created by FreshCapital as a new instrument for financing and real support for small and medium size businesses

Simplified approval process.

If you have POS terminal

We provide financing without collateral and guarantors, the application is made out on two documents, you receive a decision on the application within 24 hours, 99% approval, the money is credited to your account within 72 hours

Money for any business purpose

If you have POS terminal

Assistence to existing businesses
Openning another business
Reinvesting money

Real help to your business

If you have POS terminal

- Restore financial performance
- Take the business out of difficulties
- Expand client pool
- Increase turnoverборот
- Improve sales
- Simplify cash flow planning
- Replenish working capital
- Purchase new equipment
- Prepare business for seasonality
- Overcome force majeure

Choose the best product for your business

For a business with growing card turnover for opening new retail locations

Maximum Rate

25-28%

Calculate

Solid business turnover? Product for purchases, repairs, etc.

Maximum Rate

23-27%

Calculate

Need a minimum percentage of write-off? Product "Universal" for you!

Universal Rate

24-26%

Calculate

Large turnover on the cards, but need smaller amount?

Minimum Rate

20-22%

Calculate

Individual product for quick resolution of current financial issues!

Short Term Rate

18-19%

Calculate

Receive money in 72 hours

for any business related purposes without collateral and gaurantors

Application can be downloaded on our website, filling out the appliation will take only 10 minutes. This is one of the main documents needed to request the loan

Fill out and send us
your applicaton

Within one business day our manager will contact you for more information in order to finalize your request for the approval

Receive the approval within
1 business day

After agreeing on the decision, our manager will come to you to sign the contract. After signing the contract within 24 hours, the money will be transferred to the account of your organization.

Receive money within one
business day

Fill out and send us
your applicaton

Receive the approval within
1 business day

Receive money within one
business day

Download the application

For which business purposes
your company needs financing?

The best way to grow business is by openning new branches or retail location. Our product PosFactor will help you to realize this goal

To open new branch or retail location

Conducting an advertising campaign will help build a brand and increase the awareness of your business.

To conduct an advertising campaign

The appearance of the business location is an important component of the business. With the help of our product, you can make your institution many times more attractive to customers.

To conduct repairs

A wide product line will help to attract the majority of customers to you.

Replace equipment

Pos Factor will fill your shelves with products.

To expand product line

Modern equipment - the key to quality and successful business. With the help of our product you can update the full range of the necessary equipment.

To purchase out of stock products

Why you should finance your business
with us?

Documents required for funding

Get money at Fresh Capital:

Simple and quick application process and issuance of money.

The minimum package of documents.

Get a bank loan:

Long consideration of the application.

Expanded package of documents.

Terms of consideration

Get money at Fresh Capital:

Transfer of funds within 72 hours.

Get a bank loan:

The term of consideration of an application for a loan depends on the business purpose of the loan and its size (from 7 days to several weeks).

Funding goals

Get money at Fresh Capital:

Financing for any business purpose.

Get a bank loan:

Exclusively targeted use of credit money.

Periodic reporting on the use of funds.

Additional services

Get money at Fresh Capital:

No hidden fees.

No monthly service charge.

Get a bank loan:

The presence of hidden and additional payments.

Monthly service charge.

Fines and penalties even for minor violations.

Documents required for funding

Get money at Fresh Capital:

Repayment of financing by micropayments, by daily writing off the percentage of turnover on the POS-terminal.

No monthly schedule, delinquency, fines.

Formation of a single amount of financing, equal repayment of parts of the debt.

Get a bank loan:

Strict monthly payment of a large amount, in violation of which, penalties are charged and a negative credit history is formed

Priority repayment of the percentage.

Financial calculator PosFactor

Loans available up to 6 months

Amout needed to finance

What does your company do?

Comfortable amount to write off

Turnover amount from card operations

Pre-approved: 0 $

Perfect fit: 0 из 5 products

"Maximum+"
For a business with growing card turnover for opening new retail locations

"Universal"
Need a minimum write off percentage? Product " Universal " is for you!

"Short Term"
Individual product for quick resolution of current financial issues!

"Minimum"
Large turnover on the cards, but need smaller amount?

"Maximum"
Solid business turnover? Product for purchases, repairs, etc.

Send us

Our Clients

Our Clients

Our manager*

will come to you with a presentation

  • Answer all your questions
  • Will help in solving technical problems.
  • Select the individual financing program that is most suitable for you.
  • Will take into account your individual requirements and wishes
Send us

*Danil Samarin- Personal Manager

Our manager*

will come to you with a presentation

  • Answer all your questions
  • Will help in solving technical problems.
  • Select the individual financing program that is most suitable for you.
  • Will take into account your individual requirements and wishes
Send us

*Danil Samarin- Personal Manager

Who do we finance?

Retail stores

Grocery stores

Appliance stores

Pharmacy stores

Furniture stores

Services

Auto Services

Beauty Salons

Sport Clubs

Food Services

Fast food

Bakeries

Cafes and Bars

Restaurants

Retail stores

Grocery stores, Appliance stores, Pharmacy stores, Furniture stores

Services

Auto Services, Beauty Salons, Sport Clubs

Food Services

Fast food, Bakeries, Cafes and Bars, Restaurants

leave request for financing

what to do
if your business does not have POS terminals?

Stationary Terminal

Stationary Terminal with electric outlet with ability to connect to the internet and mobile connections.

Financing from 200 rubles a day

Mobile Terminals

Mobile terminal with battery and ability to connecto to mobile internet

Financing from 200 rubles a day

PIN Pad for cashier integration

Stationary terminal integrated with a cash register solution.

Financing from 200 rubles a day

How to install Bank terminal

Fill out and sign documents for installation

Installation of terminals within 5 days

Terminal is ready

Fill out and send us your applicaton

Frequently Asked Questions(FAQ)

When will the money be transferred?

The funds will be transferred to your current account within 72 hours.

Is it possible to obtain financing larger than the turnover on bank cards?

A large selection of financing programs allows financing up to 30% more than turnover.

Is it possible to get a re-financing?

When you pay off first round of financing, you can immediately get a second one. We also have a refinancing program.

What if I don't have a terminal?

We install terminals to our customers, the process of acquiring connection takes up to 5 working days.

What is refinancing?

If 70% of the primary financing is reached, we can re-finance you, provided that the first round of financing is completely closed from the funds received as part of the re-financing. "

How is the repayment works ?

The debt is repaid by micropayments on a daily basis, with a percentage write-off from the daily turnover.

Can I get loan in cash?

No, we transfer money to your account.

If I have nissed payments in the bank, will you finance me?

When considering an application, the credit and legal history of the organization and its related individuals will have a greater effect on financing conditions than on approval.

Are you satisfied?

Ask a question

Contacts

Fresh Capital LLC

Phone: +7 (495) 120-55-73

E-mail: info@freshcapital.ru

Address: Moscow, Enthusiasts Boulevard House 2, Golden Gate business center